Marine Groups

Seafarers typically spend months at sea away from family and friends and staff turnover is comparatively high in the industry. Direct Health can assist your company with tailoring an employee benefits package designed to attract and retain seafarers and thus assisting you in the challenging task to retain your employees.

We offer a wide range of health insurance plans specifically tailored to meet the requirements of the maritime industry:

P&I top up health insurance - This plan complements your P&I cover and your seafarers are covered onshore while off duty. The plan includes a very comprehensive in-patient cover, certain day patient treatments and out-patient cover. Premiums are very competitive compared to regular international insurances and dependeds can be added to the plan. Contact us to review a table of benefits and premiums. The plan is flat rated (same premiums for all seafarers independent of age) and avaliable for larger groups.

We work with insurers who understands the maritime industry. These insurers realize that seafarers health is key to employers as seafarers spend months at sea each time. As such seafarers regularly undergo health screenings and needs valid health certificates to sign on to their ships - meaning seafarers are comparatively healthy! This "health guarantee" provides incentives for insurers with insight in the industry to offer very competitive premiums for comprehensive health insurance plans.

We offer specific benefits to seafarers - among other benefits, ship to shore cover! Utilizing your P&I cover for evacuation from your ship will most likely mean paying a high deductible/excess as well as impacting your future P&I premiums.

While our specialty is Medical Insurance we can also assist with:

Life assurance, Personal Accident, Kidnap & Ransom – we can assist you with additional cover for your seafarers with no exclusions for acts of war or terror.

Employee investment account – Set to run over a number of years (vesting period) chosen by the employer (typically 5 years). Funds accumulated paid to employees who stays with the company throughout the vesting period. Fund accumulated for employees who decide to leave the company before the end of the vesting period is returned to the company. Excellent way to retain and attract employees in an industry well known for high staff turnover.

To obtain an initial medical insurance quotation for your group download and fill out this excel sheet (rigth click and select save as), we do not need any names to provide you with an initial quotation. Please indicate the desired level of cover such as inpatient, outpatient, maternity, dental and if full USA cover is desired and send this information togather with the excel sheet to office@direct-health.biz.

For more information and scheduling a phone meeting to discuss how we can be of help, please contact office@direct-health.biz or call +60 17 240 7548.