Property Insurance

Comprehensive worldwide cover

- Unscheduled coverage: Items are covered at full replacement cost and include coverage while in your foreign residence, commercial storage or while traveling. Option to include transit coverage during relocation process.

- Scheduled coverage: Worldwide, “All-Risks” Coverage for specified items at all times, while in transit, in your foreign residence, while traveling or in storage.

- Unscheduled coverage: limited to $2500 coverage in the aggregate per loss for valuable items (jewlery,watches, computers and more), for full cover of valuable items, select scheduled covarage.

You can apply for cover online by klicking on "get quote" below or download and complete the application in the brochure



Download the brochure for further information and to apply. Send your scanned application to office@direct-health.biz or fax to: +86 10 85801842 and mark the application “insuranceabroad”.


Here you can download the full policy wording.

Personal Liability Insurance

Protection for legally obligated sums

- Worldwide protection for sums which you are legally obligated to pay as damages (including defense costs) due to bodily injury and/or property damage to others. This coverage provides protection for you and family members (same household).

- Property insurance includes $25,000 of
Personal Liability coverage. Higher limits of coverage are available under this program and gives peace of mind.

- International Umbrella Coverage: $1M, $2M or $3M of coverage for personal liability beyond the limits provided in our Comprehensive Personal Liability and Automobile Liability coverage.

You can apply for liability cover online, as part of your property insurance, by klicking on "get quote" below or download and complete the application in the brochure



Download the brochure for further information and to apply. Send your scanned application to office@direct-health.biz or fax to: +86 10 85801842 and mark the application “insuranceabroad”.


Here you can download the full policy wording.

Auto Insurance

Collision and Third Party Liability

- Comprehensive & Collision Coverage: Worldwide comprehensive, theft and collision coverage for your automobile while it is being operated or parked abroad. AutoElite® also provides Automobile Rental Reimbursement.

- Primary Liability Coverage: Provides the locally required third party automobile liability coverage while your automobile is being operated.

- Excess Liability Coverage: When it is required for you to purchase your primary liability coverage locally, our AutoElite® Plus liability coverage will extend this local coverage.

You can apply for cover online by klicking on "get quote" below or download and complete the application in the brochure



Download the brochure for further information and to apply. Send your scanned application to office@direct-health.biz or fax to: +86 10 85801842 and mark the application “insuranceabroad”.


Here you can download the full policy wording.